August 12, 2010 12:46 am Opt-In or Opt-Out for Overdraft Protection The second phase of the new national overdraft fee law goes into effect this weekend and you’ll need to choose what works best for you. Get more information on Credit.com and ResponsibleLending.org. US & World Videos 2:54 UPenn leaders reiterate to pro-Palestinian protesters that they need to disband 1:44 Pro-Palestinian protesters remain on UPenn's campus despite warnings to disband 1:30 Protests calling for ceasefire continue at Penn 6:33 Family affair: Former Eagle and new Eagle Jeremiah Trotter and Jeremiah Trotter Jr. speak out 0:20 Teen girl shot in Southwest Philly, suspect in custody