Offered by CCCS, FinanciallyHers is an ongoing financial education program designed for women to become more financially knowledgeable, helping them to make smarter financial choices.
The program is a combination of ongoing workshops, one-on-one financial counseling and mentoring.
A Woman and Her Money
The first workshop lays the groundwork for the others. It’s not about the dollars and cents, it’s about a woman’s relationship with herself and how it effects the way she spends her money
What not to do:
-- Don't beat yourself up for making poor choices in the past
-- Don’t throw up your hands and think things can never change
-- Don’t expect everyone else around you to be financially responsible
What to do:
-- Identify what’s influencing your money
-- Must take responsibility
-- Realize you are extremely capable of handling your money
-- Daily small decisions have a great impact
A Woman and Her Credit
Your Credit is your financial reputation in the world.
3 Key Reasons for Woman to Use Credit Responsibly
-- Many women are staying single longer or not marrying at all and are purchasing homes where credit impacts their interest rates or ability to purchase
-- Women are starting their own business at a rapid rate and need credit for appropriate funding
-- Divorce, death or separation can leave a woman who’s unprepared in financial confusion