Top ratings agency Moody's has its own solution to the debt limit crisis, or at least future crises: get rid of the limit altogether. In a report, Moody's writes that the U.S. is one of the few countries to set a ceiling on how much money the government can borrow, Reuters reports. It creates "periodic uncertainty" among bond investors over how the government will be able to pay back what it owes. Moody's has warned that it would cut the United States' top notch credit rating if it misses any payments, a likely consequence if Republicans and Democrats can't reach a deal on America's financial future by Aug. 2. Economists say the the current stalemate has already made investors nervous, damaging the economy, according to MSNBC.