Dear Harry: My mother passed away in 1993. She was a widow, and I'm her only child. My wife and I are living in the family home and have lived here since 1990. Mother did not leave a will, and I never got around to trying to get the title changed. The mortgage is completely paid off (2001), and all the taxes and insurance are up to date. I would now like to get the title changed to my name. What is the best way to go about it? Is there a penalty because I waited so long?
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