Harry Gross: 15G is safe, could be safer

Dear Harry: With the current state of the economy and the bankruptcy of even very large companies, my wife and I are worried about some of our money. Is our money safe in a Vanguard and Fidelity tax-free money-market account? We have about $15,000 in these accounts, and it's like a million to us. Are we safer in a savings account with a bank? What should we do?

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