The National Retail Federation shares the top four tips for shopping on a budget.
1. Spread out your holiday purchases throughout the year -- or at least throughout the holiday season. Shopping last minute often results in making additional purchases you don’t need because you feel rushed and frenzied.
2. Make a list of absolutely everyone you need to buy for and how much you plan to spend on them before visiting any store or website, and stick to it.
3. Sign up to receive emails from your favorite retailers. Be vigilant about searching for holiday promotions in newspapers and on their website as well.
NRF is anticipating an extremely promotional holiday season and many sales may only be offered to a retailer’s most loyal customers.
4. Use the internet to compare prices and products before setting foot in a store. Not only will you save time by researching ahead of time, you’ll also save money on gas by not driving all over town!
For information on how to shop smartly, please visit www.nrf.com/modules.
Also, check out these worksheets to keep track of your budget: