Federal law entitles all consumers to a free copy of your credit report from all the nationwide credit reporting companies (Equifax, Experian and TransUnion) once every 12 months.
AnnualCreditReport.com is the ONLY government-trusted, free site to obtain copies of your credit report once per year. You can also call call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-528.
Do NOT contact Experian, Equifax and TransUnion individually for your free credit report. The agencies are providing this free service ONLY through AnnualCreditReport.com.
To buy a copy of your report, contact: